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hello Smugmug is there a way you can change the payment process like Zenfolio instead of waiting to hit $500 your payment can be in your account if you request payment sooner?

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There are two ways to get paid, one is automatically each month when profits are over $500, and the other is if you go to your Pros tab in Control Panel and toggle the payment option, no matter what amount you're owed (over $5 US, $10 international please). You can do this any month. More is explained here: http://help.smugmug.com/customer/portal/articles/93354

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