I should have a transparent .png file header, but it's not showing up.
My website is: http://www.anamiela.com
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I'm seeing your Header Graphic just fine, in all of our supported browsers and on Win and Mac. Can you tell me where and on what system you are unable to see it?
To make a dropdown navbar, start here on Dgrin's customizing forum. Ask any questions there on dropdowns as well, since they tend to be individual in nature.